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How does Social Security change with claiming age?

Compare estimated monthly benefits at ages 62, 67 and 70.

Close call — both may make sense

$2,000 per month at age 67

Uses your statement amount at full retirement age 67.

Claim at 62

$1,400

per month

Claim at 67

$2,000

per month

Claim at 70

$2,480

per month

For educational purposes only. ClearPath provides estimates and scenario comparisons based on the information and assumptions entered. Results are not financial, investment, tax, legal, or accounting advice and are not a guarantee of future results.

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Important assumptions & disclosures
  • Set statement amount to 0 to use the rough earnings illustration. Assumes full retirement age 67 (born 1960 or later), constant covered earnings and no wage indexing. This is not an SSA statement. No spouse, survivor, earnings-test or tax effects; Premium models deeper interactions.

SSA 2026 benefit formula · SSA claiming-age rules

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